Cash vs. Credit Card: While credit cards are widely accepted in Cagliari, it's always a good idea to carry some euros in cash for smaller purchases or emergencies.
Using your Credit Card: When paying by credit card, the machine may ask if you would like to pay in local currency. The answer is Yes. The next question will be whether you Accept or Reject the conversion rate. Always mark “Reject”. This will prevent you from being charged any hidden fees. You will also be asked these questions at most ATMs.
ATMs: ATMs in Italy are called Bancomats. They are widely available throughout the city, especially near tourist areas, some supermarkets, and banks.
Look for Major Banks: Opt. for ATMs affiliated with major Italian banks like Intesa Sanpaolo, Banco di Sardegna, UniCredit, BNL, or Bancomat S.p.A. These might offer better exchange rates and lower fees compared to independent ATM providers.
Avoid Euronet ATMs: While convenient, Euronet ATMs are known for higher fees and potentially less favorable exchange rates. Try to avoid them if possible.
Check Fees Before Withdrawing: Always check the ATM screen for any withdrawal fees before you confirm the transaction and it is advised to Reject the conversion rate. Your home bank may also charge additional foreign transaction fees.
Inform Your Bank: Let your bank know you'll be traveling abroad to avoid any issues with using your card abroad.
Carry Some Euros: It's always a good idea to carry some euros in cash before you arrive. This will help you cover any immediate expenses in case you have trouble finding an ATM or your card doesn't work.
Credit Cards: While credit cards are widely accepted in Cagliari and Sardegna, be aware that AMEX credit card might not be accepted everywhere.
