Cash vs. Credit Card: While credit cards are widely accepted in Split, it's always a good idea to carry some euros in cash for smaller purchases or emergencies. Make sure to tell your waiter/waitress if you will be paying cash or credit. Do not wait for them to ask you.
Using your Credit Card: Make sure you set a Travel Notice on your credit card and let your bank know you'll be away so you don't run into any trouble. You should not have any issues with your credit card or bank card.
ATMs are called Bankomata: You should use ATMs of the established banks if possible, since they will have the most favorable user fees.
Look for Major Banks:Such as Zagrebačka banka d.d., RaiffeisenBANK and Addiko Bank.
Avoid Euronet ATMs: While convenient, Euronet ATMs are known for higher fees and potentially less favorable exchange rates. Try to avoid them if possible.
Check Fees Before Withdrawing: Always check the ATM screen for any withdrawal fees before you confirm the transaction and it is advised to “reject” the conversion rate. Your home bank may also charge additional foreign transaction fees.
Inform Your Bank: Let your bank know you'll be traveling to avoid any issues with using your card abroad.
Carry Some Euros: It's always a good idea to carry some euros in cash before you arrive. This will help you cover any immediate expenses in case you have trouble finding an ATM or your card doesn't work.
